Client Services Manager

📅 Mar 4, 2025 👤 DeVaney

Client Services Manager

A Client Services Manager job interview focuses on assessing your ability to manage client relationships, resolve issues effectively, and lead a team to deliver excellent customer service. Emphasizing strong communication skills, problem-solving abilities, and experience in client retention is crucial. Demonstrating your understanding of the company's client portfolio and your strategy for enhancing client satisfaction can set you apart.

Tell me about yourself.

Focus on your professional background in client services, highlighting your experience managing client relationships, driving customer satisfaction, and leading cross-functional teams. Emphasize skills relevant to Visa Inc., such as knowledge of payment systems, financial technology, and strategic problem-solving. Conclude with your commitment to delivering exceptional client outcomes and aligning with Visa's mission to enable global commerce.

Do's

  • Highlight Relevant Experience - Focus on past roles related to client services and management that align with Visa Inc.'s business.
  • Showcase Skills - Emphasize skills such as communication, problem-solving, and relationship management crucial for client services.
  • Align with Company Values - Demonstrate an understanding of Visa Inc.'s mission and how your background supports their goals.

Don'ts

  • Overly Personal Details - Avoid sharing irrelevant personal information that does not contribute to your professional profile.
  • Negative Comments - Refrain from speaking negatively about previous employers or experiences.
  • Vague Answers - Do not provide generic responses; be specific about achievements and experiences related to client services management.

Why do you want to work at Visa?

Express enthusiasm for Visa's global leadership in payment technology and its commitment to innovation, security, and customer experience. Highlight alignment with Visa's values and your passion for enhancing client relationships through strategic problem-solving and effective communication. Emphasize your skills in managing client accounts and driving service excellence that directly support Visa's mission to connect the world and enable seamless digital payments.

Do's

  • Company Research - Demonstrate knowledge of Visa Inc.'s mission, values, and global impact in the payments industry.
  • Role Alignment - Connect your skills and experience with the responsibilities of a Client Services Manager.
  • Career Growth - Highlight how working at Visa offers opportunities for professional development and advancement.

Don'ts

  • Generic Answers - Avoid vague statements that do not show specific interest in Visa or the Client Services Manager role.
  • Focus on Salary - Do not prioritize compensation as the main reason for wanting to join the company.
  • Negative Comments - Refrain from criticizing previous employers or experiences when explaining your motivation.

What interests you about the Client Services Manager position?

Focus on Visa Inc.'s global impact in fintech and the opportunity to lead client relationships that drive innovative payment solutions. Highlight enthusiasm for managing client portfolios, enhancing customer satisfaction, and collaborating across teams to deliver tailored financial services. Emphasize alignment with Visa's commitment to security, scalability, and digital transformation in the payments industry.

Do's

  • Research Visa Inc. - Demonstrate understanding of Visa's services, values, and market position.
  • Highlight client relationship skills - Emphasize your ability to build and maintain strong client connections.
  • Show passion for service excellence - Express genuine interest in delivering superior client experiences aligned with the Client Services Manager role.

Don'ts

  • Be vague or generic - Avoid unclear or non-specific answers lacking direct relevance to Visa or the role.
  • Focus solely on personal gain - Don't emphasize salary or perks over the responsibilities of the position.
  • Ignore company culture - Avoid neglecting to mention how your values align with Visa's corporate culture and mission.

Describe your experience managing client relationships.

Highlight your ability to cultivate long-term client partnerships by delivering tailored solutions that meet Visa Inc.'s high standards for service excellence. Emphasize your experience in proactively addressing client needs, resolving conflicts efficiently, and coordinating cross-functional teams to enhance overall client satisfaction. Use specific examples demonstrating measurable success in increasing client retention and driving revenue growth within the financial services sector.

Do's

  • Client Relationship Building - Highlight specific strategies used to establish and maintain trust with clients.
  • Problem Solving - Provide examples of resolving client issues efficiently to enhance satisfaction.
  • Communication Skills - Emphasize clear, concise, and empathetic communication tailored to client needs.

Don'ts

  • Overgeneralizing Experience - Avoid vague statements without concrete examples or measurable outcomes.
  • Negative Comments - Refrain from criticizing previous clients or employers while discussing challenges.
  • Ignoring Client Feedback - Do not neglect mentioning the importance of listening and adapting based on client input.

How do you handle difficult clients?

Demonstrate a structured approach to managing difficult clients by emphasizing active listening to understand their concerns fully, maintaining professionalism to de-escalate tense situations, and leveraging problem-solving skills to deliver tailored solutions aligning with Visa Inc.'s client service standards. Highlight experience in using CRM tools to track client interactions and feedback, ensuring continuous improvement in relationship management. Showcase strong communication and conflict resolution skills to build trust and foster long-term partnerships in a high-stakes financial services environment.

Do's

  • Active Listening - Carefully listen to the client's concerns to understand their perspective fully.
  • Empathy - Show genuine understanding of the client's feelings and challenges.
  • Clear Communication - Provide concise and transparent responses to resolve issues efficiently.

Don'ts

  • Defensiveness - Avoid reacting emotionally or defensively to client complaints.
  • Interrupting - Do not interrupt the client while they are explaining their concerns.
  • Overpromising - Refrain from guaranteeing solutions that may not be feasible within Visa's service scope.

Can you give an example of how you resolved a client complaint?

Describe a specific situation where you identified the client's concern clearly and took prompt, effective action to address it, resulting in a positive outcome. Highlight your communication skills and ability to collaborate with cross-functional teams to resolve the issue efficiently. Demonstrate measurable results, such as improved client satisfaction scores or retention rates, aligned with Visa Inc.'s commitment to exceptional client service.

Do's

  • Specific Example - Provide a clear and detailed story about a particular client complaint you resolved effectively.
  • Problem-Solving Skills - Highlight your approach to understanding the issue, communicating with the client, and implementing a solution.
  • Positive Outcome - Emphasize the result and how it improved client satisfaction or strengthened the relationship.

Don'ts

  • Vague Responses - Avoid general answers without concrete details or steps taken.
  • Blaming Others - Do not shift responsibility to colleagues or the client when explaining the resolution.
  • Ignoring Follow-Up - Avoid omitting the importance of follow-up actions to ensure the issue was fully resolved.

Tell me about a time you went above and beyond for a client.

Highlight a specific instance where you delivered exceptional service that exceeded client expectations, emphasizing measurable outcomes such as increased client satisfaction or retention. Showcase your problem-solving skills and initiative by detailing how you identified the client's needs and implemented tailored solutions. Emphasize collaboration with cross-functional teams and your commitment to Visa Inc.'s values of innovation, trust, and client-focused service.

Do's

  • Provide Specific Examples - Share a clear situation where you exceeded client expectations with measurable results.
  • Highlight Problem-Solving Skills - Emphasize your ability to identify client needs and implement effective solutions.
  • Demonstrate Client Focus - Show your commitment to client satisfaction and building long-term relationships.

Don'ts

  • Exaggerate Achievements - Avoid overstating your contributions or outcomes in the example.
  • Be Vague - Do not give general or unclear answers without concrete details or context.
  • Focus Only on Yourself - Avoid ignoring teamwork or collaboration aspects important to client success.

Describe a challenging cross-functional project you managed.

Highlight a specific cross-functional project at Visa Inc. where you led collaboration among teams like sales, product, and compliance to address complex client needs. Emphasize how you managed timelines, aligned diverse stakeholders, and used data-driven strategies to overcome obstacles and deliver successful outcomes. Showcase measurable results such as improved client satisfaction scores or streamlined processes that enhanced service delivery.

Do's

  • Highlight Collaboration - Emphasize working effectively with diverse teams across departments to achieve project goals.
  • Demonstrate Problem-Solving - Showcase specific challenges faced and the innovative solutions implemented to overcome them.
  • Quantify Impact - Use metrics or KPIs to illustrate the success and business value generated from the project.

Don'ts

  • Blame Others - Avoid attributing project challenges or failures to team members or other departments.
  • Be Vague - Do not provide unclear or generic responses without concrete examples and outcomes.
  • Ignore Communication - Avoid overlooking the importance of clear, consistent communication throughout the project lifecycle.

How do you prioritize multiple client requests?

To effectively prioritize multiple client requests as a Client Services Manager at Visa Inc., assess each request based on urgency, client impact, and alignment with business objectives. Utilize a robust ticketing or CRM system to track, categorize, and assign tasks, ensuring transparency and timely follow-up. Communicate proactively with clients and internal teams to manage expectations and deliver optimal service outcomes.

Do's

  • Active Listening - Understand each client's urgency and specific needs to prioritize effectively.
  • Clear Communication - Inform clients about expected timelines and manage their expectations transparently.
  • Task Organization - Use project management tools to track and balance multiple client requests systematically.

Don'ts

  • Ignoring Deadlines - Avoid neglecting time-sensitive requests as it impacts client satisfaction.
  • Overpromising - Refrain from committing to unrealistic timelines that cannot be met.
  • Neglecting Stakeholders - Avoid overlooking feedback from internal teams essential to fulfilling client requests.

What do you know about Visa's products and services?

Demonstrate deep knowledge of Visa's core payment solutions including credit, debit, and prepaid cards, as well as digital payment platforms like Visa Direct and Visa Token Service. Highlight understanding of Visa's client-centric services such as fraud prevention tools, real-time transaction monitoring, and global acceptance network. Emphasize familiarity with Visa's role in enabling secure, fast, and innovative payment experiences for merchants, financial institutions, and consumers worldwide.

Do's

  • VisaNet - Describe Visa's global payment processing network known for speed and security.
  • Digital Payment Solutions - Highlight Visa's offerings like contactless payments, mobile wallets, and tokenization.
  • Fraud Prevention Tools - Emphasize Visa's advanced fraud detection and risk management services.

Don'ts

  • Speculate on Unverified Products - Avoid discussing unreleased or rumored services without confirmation.
  • Overgeneralize Payment Services - Do not limit the answer to only credit or debit cards, neglecting broader solutions.
  • Ignore Client-Centric Benefits - Avoid focusing solely on technical features without relating them to client needs and experience.

How do you keep up to date with industry trends?

Demonstrate proactive engagement by regularly monitoring financial technology news sources such as Finextra and PaymentSource, and participating in Visa's internal knowledge-sharing platforms. Highlight attendance at industry conferences and webinars focused on payment solutions and digital commerce to stay informed of emerging trends and regulatory changes. Emphasize collaboration with cross-functional teams and client feedback integration to adapt strategies aligned with evolving market demands.

Do's

  • Research Visa Inc. - Understand the company's position in the payment solutions industry and tailor your response accordingly.
  • Follow Industry Publications - Mention specific sources like PaymentSource or Finextra to demonstrate commitment to staying informed.
  • Highlight Professional Networking - Emphasize participation in industry events, webinars, and LinkedIn groups related to client services and payments.

Don'ts

  • Avoid Generic Answers - Do not provide vague statements like "I just keep up with news" without specifics.
  • Don't Overlook Digital Trends - Avoid ignoring emerging fintech innovations and digital payment advancements relevant to Visa.
  • Don't Neglect Continuous Learning - Avoid suggesting you rely solely on past knowledge without ongoing education.

What steps do you take to ensure client satisfaction?

To ensure client satisfaction as a Client Services Manager at Visa Inc., focus on establishing clear communication channels and consistently delivering tailored solutions that meet client needs. Regularly gather and analyze client feedback to proactively address concerns and improve service quality. Implement performance metrics aligned with Visa's standards to monitor success and foster long-term client relationships.

Do's

  • Active Listening - Listen carefully to client concerns to fully understand their needs and expectations.
  • Clear Communication - Provide transparent updates and explain solutions in understandable terms.
  • Proactive Problem Solving - Anticipate potential issues and address them before they affect the client experience.

Don'ts

  • Ignoring Feedback - Avoid overlooking client complaints or suggestions as they are crucial for improvement.
  • Overpromising - Do not make commitments that cannot be realistically fulfilled, which can damage trust.
  • Delaying Responses - Do not delay addressing client inquiries or concerns, as responsiveness is key for satisfaction.

How do you manage competing deadlines?

Effectively managing competing deadlines requires prioritizing tasks based on client impact and project urgency, utilizing tools like project management software to track progress and deadlines. Clear communication with clients and internal teams ensures alignment and timely delivery, while regular status updates help identify potential bottlenecks early. Demonstrating flexibility and proactive problem-solving supports maintaining high-quality client service under pressure.

Do's

  • Prioritize Tasks - Identify urgent and important deadlines to allocate resources effectively.
  • Communicate Clearly - Keep stakeholders informed about progress and potential delays to manage expectations.
  • Use Time Management Tools - Utilize calendars, project management software, and reminders to track deadlines and milestones.

Don'ts

  • Overpromise - Avoid committing to deadlines that are unrealistic or impossible to meet.
  • Ignore Communication - Do not leave clients or team members uninformed about changes or challenges.
  • Multitask Excessively - Avoid splitting focus too much, which can reduce productivity and increase errors.

Tell me about a time you improved a process for a client.

Describe a specific instance where you analyzed a client's workflow or service process, identified inefficiencies or pain points, and implemented strategic changes that enhanced client satisfaction or operational efficiency. Highlight measurable outcomes such as improved turnaround times, increased client retention rates, or cost savings. Emphasize your problem-solving skills, collaboration with cross-functional teams, and ability to tailor solutions to Visa Inc.'s client needs.

Do's

  • Specific example - Provide a clear, detailed situation where you successfully enhanced a process for a client.
  • Quantifiable results - Highlight measurable outcomes such as time saved, cost reduction, or increased customer satisfaction.
  • Client focus - Emphasize how the improvement directly benefited the client's goals and experience.

Don'ts

  • Vague responses - Avoid general or unclear answers that lack concrete details or impact.
  • Blaming others - Refrain from blaming teammates or clients when explaining the previous process issues.
  • Ignoring company values - Do not overlook Visa Inc.'s emphasis on innovation, security, and client-centric service in your example.

Describe your communication style when dealing with clients.

Focus on clear, empathetic, and proactive communication tailored to diverse client needs in the Client Services Manager role at Visa Inc. Emphasize active listening to understand client challenges, delivering precise information, and maintaining professionalism to build trust and foster long-term relationships. Highlight adaptability in communication methods, from digital channels to in-person interactions, ensuring consistent client satisfaction and effective problem resolution.

Do's

  • Clarity - Use clear and concise language to ensure the client understands your message without confusion.
  • Active Listening - Demonstrate genuine attention to client needs by acknowledging and responding thoughtfully to their concerns.
  • Professionalism - Maintain a respectful and positive tone, reflecting Visa Inc.'s standards for client interactions.

Don'ts

  • Jargon Overuse - Avoid complex technical terms unless the client is familiar, preventing misunderstandings.
  • Interrupting - Do not cut off clients mid-sentence, as it can appear disrespectful and hinder effective communication.
  • Overpromising - Refrain from guaranteeing outcomes beyond your control to maintain trust and credibility.

How would you handle a situation where a client is not satisfied with Visa's solution?

Address the client's concerns by actively listening and acknowledging their dissatisfaction with Visa's solution, ensuring you fully understand the specific issues. Collaborate with internal teams to analyze the problem and propose tailored alternatives or enhancements aligned with the client's business goals. Maintain transparent communication throughout the process, demonstrating commitment to customer satisfaction and long-term partnership.

Do's

  • Active Listening - Listen carefully to the client's concerns to fully understand the issue before responding.
  • Empathy - Show genuine empathy to validate the client's feelings and build trust.
  • Problem-Solving - Offer actionable solutions and collaborate with relevant teams to address the client's dissatisfaction promptly.

Don'ts

  • Defensiveness - Avoid becoming defensive or blaming the client for the issue.
  • Overpromising - Do not guarantee outcomes that cannot be realistically delivered.
  • Ignoring Feedback - Never dismiss the client's feedback or concerns as unimportant.

Tell me about a time you worked with a difficult teammate.

When answering the interview question about working with a difficult teammate for a Client Services Manager role at Visa Inc., focus on demonstrating your conflict resolution and communication skills. Describe a specific situation where you identified the challenges in collaboration, actively listened to your teammate's concerns, and implemented strategies to improve mutual understanding and teamwork, leading to successful project outcomes. Emphasize your ability to maintain professionalism and foster a positive client service environment despite interpersonal difficulties.

Do's

  • Conflict resolution - Describe a specific situation where you actively resolved misunderstandings and worked towards a common goal.
  • Effective communication - Highlight how you maintained open and respectful dialogue to improve teamwork despite challenges.
  • Collaboration - Emphasize your ability to find common ground and leverage diverse perspectives for successful project outcomes.

Don'ts

  • Blaming - Avoid assigning fault to the teammate or expressing frustration in a negative or unprofessional way.
  • Vagueness - Do not give general or unclear answers without concrete examples or results.
  • Ignoring resolution - Refrain from focusing only on the conflict without explaining how you managed or overcame the difficulty.

How do you ensure accurate documentation of client interactions?

To ensure accurate documentation of client interactions, use a standardized system like CRM software to record detailed notes immediately after each engagement, capturing key client needs, concerns, and follow-up actions. Verify information accuracy by cross-referencing with relevant communication such as emails or call recordings to avoid discrepancies. Regularly review and update records to maintain current data integrity, which supports effective client relationship management and informed decision-making at Visa Inc.

Do's

  • Detail-oriented documentation - Ensure all client interactions are recorded with accurate and comprehensive details to maintain clarity and traceability.
  • Use CRM software - Leverage Customer Relationship Management tools to systematically log interactions and updates for easy retrieval and analysis.
  • Consistent follow-up - Regularly review and update documentation to reflect ongoing client communication and evolving needs.

Don'ts

  • Rely on memory - Avoid depending solely on recollection for client details as it can lead to errors and omissions.
  • Ignore data accuracy - Do not overlook the importance of precise date, time, and context when recording interactions.
  • Delay updates - Do not postpone entering information; timely documentation is crucial for effective client management.

What CRM tools have you used?

Highlight specific CRM tools such as Salesforce, HubSpot, or Microsoft Dynamics, emphasizing your proficiency and the context in which you used them to manage client relationships and streamline communication. Describe how leveraging these platforms helped you analyze client data, track interactions, and improve customer satisfaction in your previous roles. Quantify your impact by mentioning metrics like increased client retention or sales growth achieved through effective CRM utilization.

Do's

  • Highlight relevant CRM experience - Mention specific CRM tools you have used that are widely recognized in the finance and payment industries, such as Salesforce or HubSpot.
  • Explain practical applications - Describe how you used these CRM tools to improve client relationship management, track customer interactions, and optimize service delivery.
  • Show adaptability - Emphasize your ability to quickly learn new CRM software and customize tools to meet the needs of Visa Inc.'s client services environment.

Don'ts

  • Avoid vague answers - Do not respond without naming specific CRM platforms or providing concrete examples.
  • Do not exaggerate proficiency - Avoid overstating your expertise in CRM tools if you are not confident in your skills or experience.
  • Skip irrelevant tools - Do not mention CRM software that is unrelated or outdated for the client services role at Visa Inc.

How do you analyze client data to identify opportunities?

To analyze client data effectively, begin by collecting comprehensive datasets including transaction histories, client demographics, and behavioral patterns. Utilize advanced analytical tools such as SQL, Excel, and data visualization software to segment data and identify trends or anomalies that reveal potential growth opportunities. Present findings with actionable insights that align with Visa Inc.'s strategic goals, emphasizing data-driven decision-making to enhance client satisfaction and drive revenue growth.

Do's

  • Data segmentation - Use client data segmentation to categorize customers and uncover targeted opportunities.
  • Trend analysis - Identify and interpret trends in client behavior to predict future needs and tailor solutions.
  • Actionable insights - Translate data findings into clear, actionable recommendations that drive client value.

Don'ts

  • Overgeneralization - Avoid making broad assumptions without supporting data evidence or detailed analysis.
  • Ignoring client context - Do not analyze data without considering the specific industry and business environment of the client.
  • Neglecting data quality - Refrain from using incomplete or outdated client data that can lead to inaccurate conclusions.

Describe your experience presenting to senior clients or stakeholders.

Highlight specific instances where you successfully delivered complex information to senior clients or stakeholders, emphasizing clear communication and tailored messaging. Focus on your ability to engage high-level audiences by aligning presentations with their business objectives and addressing key concerns. Demonstrate measurable outcomes such as improved client relationships, increased project buy-in, or enhanced decision-making.

Do's

  • Highlight Specific Examples - Provide concrete instances where you successfully presented to senior clients or stakeholders.
  • Focus on Outcomes - Emphasize positive results or decisions that followed your presentations.
  • Demonstrate Communication Skills - Showcase your ability to tailor messages for different senior audiences effectively.

Don'ts

  • Generalize Experience - Avoid vague statements without evidence of direct senior-level interaction.
  • Downplay Challenges - Do not omit obstacles faced during presentations or how you overcame them.
  • Overuse Jargon - Avoid technical terms that might confuse or alienate non-expert stakeholders.

What motivates you in a client services role?

Emphasize your passion for building strong client relationships and delivering exceptional service that drives customer satisfaction and loyalty. Highlight your motivation to solve complex challenges, anticipate client needs, and contribute to Visa's mission of providing innovative payment solutions. Showcase your commitment to continuous learning, teamwork, and leveraging data insights to enhance client outcomes.

Do's

  • Customer-Centric Approach - Emphasize your passion for understanding client needs and delivering exceptional service.
  • Problem-Solving Skills - Highlight your motivation to resolve client challenges efficiently and proactively.
  • Relationship Building - Showcase your enthusiasm for fostering long-term client partnerships based on trust and communication.

Don'ts

  • Focus Solely on Money - Avoid mentioning financial incentives as your primary motivation.
  • Overgeneralized Answers - Do not provide vague or generic responses that lack specifics related to client services.
  • Neglect Team Collaboration - Avoid ignoring the importance of working with internal teams to support client success.

How do you handle confidential client information?

When handling confidential client information at Visa Inc., prioritize strict adherence to data protection policies and industry compliance standards such as PCI DSS. Ensure all client data is securely stored, access is limited to authorized personnel, and communications utilize encrypted channels. Regularly update knowledge on Visa's privacy protocols and implement best practices to maintain trust and protect sensitive financial information.

Do's

  • Confidentiality - Emphasize strict adherence to company policies and legal regulations regarding client data protection.
  • Data Security Practices - Highlight use of encryption, secure access controls, and regular audits to safeguard sensitive information.
  • Communication - Discuss clear, professional communication ensuring information is shared only with authorized personnel.

Don'ts

  • Oversharing - Avoid disclosing specific client details or proprietary information during the interview.
  • Neglecting Protocols - Do not suggest bypassing established security measures or informal handling of confidential data.
  • Vague Answers - Refrain from providing unclear or generic responses lacking concrete examples of confidentiality management.

Describe a time you exceeded your client's expectations.

When answering the question about exceeding a client's expectations for a Client Services Manager position at Visa Inc., focus on showcasing your strong client relationship management skills, problem-solving ability, and proactive communication. Highlight a specific instance where you identified a client need beyond the initial scope, delivered a tailored solution that enhanced their satisfaction, and positively impacted their business outcomes. Emphasize measurable results, such as increased client retention rates or business growth, demonstrating your commitment to exceptional service and strategic partnership.

Do's

  • Specific Example - Provide a concrete story showcasing your impact on client satisfaction and results.
  • Quantifiable Results - Highlight measurable achievements such as increased client retention or revenue.
  • Client-Centric Approach - Emphasize understanding client needs and proactively delivering value beyond expectations.

Don'ts

  • Vague Responses - Avoid general statements without clear evidence or outcomes.
  • Blaming Others - Refrain from mentioning team failures or external factors negatively.
  • Overpromising - Do not exaggerate results or claim unrealistic achievements.

Why should we hire you for this position?

Emphasize your proven expertise in client relationship management, highlighting measurable success in improving client satisfaction and retention within financial services. Showcase your strategic problem-solving skills and ability to lead cross-functional teams to deliver tailored solutions that align with Visa Inc.'s commitment to innovation and customer-centric service. Demonstrate your knowledge of payment technologies and your proactive approach to anticipating client needs, ensuring you drive growth and foster long-term partnerships.

Do's

  • Highlight Relevant Experience - Emphasize your direct experience in client services management and your understanding of the payments industry.
  • Showcase Problem-Solving Skills - Demonstrate your ability to resolve client issues efficiently and improve client satisfaction.
  • Align with Company Values - Connect your skills and goals with Visa's mission of innovation, security, and customer focus.

Don'ts

  • Speak Vaguely - Avoid general statements without supporting examples related to the role or company.
  • Overemphasize Personal Benefits - Do not focus on what you gain rather than what you contribute to Visa.
  • Criticize Past Employers - Never speak negatively about previous companies or coworkers during your answer.


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About the author. DeVaney is an accomplished author with a strong background in the financial sector, having built a successful career in investment analysis and financial planning.

Disclaimer. The information provided in this document is for general informational purposes and/or document sample only and is not guaranteed to be factually right or complete.

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